Fond du Lac Credit Union > Rates > Real Estate Loan Rates

Real Estate Loan Rates

Check out real estate loan rates in real-time.

Person holding money
First Mortgage
Lot Loans
Second Mortgage
Bare Land Loans
Real Estate Equity Advance Plan

First Mortgage

03/31/2025

Interest Rate
APR*
Payment per $1,000
10 Year Fixed
5.875
6.138
$11.04
15 Year Fixed
6.000
6.186
$8.51
20 Year Fixed
6.125
6.275
$7.24
30 Year Fixed
6.625
6.740
$6.49
3/1 Year ARM
5.750
5.860
$5.84
5/1 Year ARM
6.000
6.110
$6.00
7/1 Year ARM
6.250
6.360
$6.16

*APR is Annual Percentage Rate. 1st Mortgage ARM's are amortized over up to 30 years. Your actual rate may be different since many factors are used to provide you with a mortgage loan. The interest rates listed assume specific qualifications are met regarding credit history, loan to value (equity), and debt to income ratios. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Rates and fees are subject to change at any time without notice.

Second Mortgage

03/31/2025

Interest Rate
APR*
Payment per $1,000
10 Year Fixed
7.125
7.395
$11.68
15 Year Fixed
7.250
7.443
$9.20
3/1 Year ARM
6.750
6.940
$8.85
5/1 Year ARM
7.000
7.190
$8.00
7/1 Year ARM
7.250
7.440
$9.13

*APR is Annual Percentage Rate. 2nd Mortgage ARM's are amortized over up to 15 years. Your actual rate may be different since many factors are used to provide you with a mortgage loan. The interest rates listed assume specific qualifications are met regarding credit history, loan to value (equity), and debt to income ratios. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Rates and fees are subject to change at any time without notice.

Real Estate Equity Advance Plan

03/31/2025

Interest Rate
APR*
LTV 80% or Less
7.000
7.050
LTV over 80% up to 90%
7.500
7.550

*APR is Annual Percentage Rate. Your actual rate may be different since many factors are used to provide you with a mortgage loan. The interest rates listed assume specific qualifications are met regarding credit history, loan to value (equity), and debt to income ratios. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Rates and fees are subject to change at any time without notice.

Lot Loans

03/31/2025

Interest Rate
APR*
Lot Loans
7.25
7.48

*APR is Annual Percentage Rate. 3 year ARM's are amortized over up to 20 years. Your actual rate may be different since many factors are used to provide you with a mortgage loan. The interest rates listed assume specific qualifications are met regarding credit history, loan to value (equity), and debt to income ratios. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Rates and fees are subject to change at any time without notice.

Bare Land Loans

03/31/2025

Interest Rate
APR*
Bare Land Loans
7.75
7.98

*APR is Annual Percentage Rate. 3 year ARM's are amortized over up to 20 years. Your actual rate may be different since many factors are used to provide you with a mortgage loan. The interest rates listed assume specific qualifications are met regarding credit history, loan to value (equity), and debt to income ratios. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Rates and fees are subject to change at any time without notice.