What is Bill Pay?
Bill pay is a service available to all members who maintain a checking account at Fond du Lac Credit Union and have access to a PC or our Mobile Banking app. With Bill Pay you can:
- Set Payment Alerts / Reminders
- Securely Pay your Bills
- Schedule Reoccurring Payments or Single Transactions
- Pay a Person
- Track and View Payment History
Bill Pay is not required if you wish to pay bills by logging onto other websites, but if you want to manage your online bill payments in a single location, Fond du Lac Credit Union’s bill pay service is right for you.
Some fees may apply, including fees for inactivity, overdraft and stop payments.
how to Enroll in Bill Pay
Step 1: Login
Login to your account through either the FDLCU Mobile Banking app or your computer’s internet browser.
Step 2: Click bill pay
On the mobile app – click the “Bill Pay” button on the bottom menu. When using your internet browser, click “Bill Pay” on the top menu bar.
Step 3: Follow Prompts
Follow the prompts to complete your enrollment.
Bill Pay FAQ's
What is bill pay
Bill Pay is a service that allows you to pay virtually anyone or any company through your online banking account. You determine who you want to pay, when you want to make the payment and the checking account you want the payment to come from. It’s safe, secure and easy to use.
Who can i pay with bill pay?
You can pay virtually any business or individual with a mailing address within the United States and Puerto Rico. For example, you can pay utilities, cable bills or credit cards, or individuals such as a landlord, babysitter or relative.
How do I start using bill pay?
The first step is to add a payee, the person or company you wish to pay. Here’s how easy it is:
- Log in to your online or mobile banking account and click the “Bill Pay” link.
- Click the “Add a Payee” button on your home page dashboard.
- Enter the requested information. Typically this information can be found on your latest bill statement.
Once you add your payee, you can start making payments in seconds.
To learn more, view the “Get Started with Online Bill Pay” guide.
How are payments delivered?
Payments may process electronically or by check. Electronic payments will either process through ACH or by virtual card. The goal is to deliver your payment securely, using the fastest method available for your payee. All other payments are made by paper checks that are mailed via the U.S. Postal Service.
Is Bill Pay secure?
Paying bills online is one of the safest ways to pay your bills. Online Bill Pay helps guard against identity theft from lost or stolen checkbooks, bills and statements. It also increases your privacy because only you can access your account information, account numbers and payment history. As a result, you maintain tighter control of your account with real-time access to your payments activity.
How long does it take before my payment is received?
Generally, your payment is received within 2 to 7 days, depending on whether or not it is sent electronically or via paper check.
How much is the daily bill pay limit?
Regular payees have a $10,000 limit per day.
Email and transfer payees have a limit of $2,500 per transaction or per day.
Individual payees or P2P have a limit of $1,000 per person and a limit of $2,000 per day.