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Christmas Club Accounts

If Christmas shopping tends to sneak up on you every year, consider automatically saving for the holidays with every payroll deduction, direct deposit or Change to Saving round-up.

Person holding money

What are Christmas Club Accounts?

Are you tired of the holidays sneaking up on you? Plan ahead for your end-of-the-year expenses with Fond du Lac Credit Union’s Christmas club account!

You can open a Christmas club account at any time, simply stop in and see one of our member consultants. Easily make cash deposits throughout the year or, better yet, set up automatic deposits from your payroll deduction or direct deposits each month. You can even have your change from the Change to Saving program go directly to your Christmas club account.

Whether you can’t wait until Christmas or you’re a last-minute shopper, the funds from your Christmas club account will transfer to your savings account on September 30th.

An early withdrawal fee will be charged if funds are withdrawn before the transfer.

How to Open a Christmas Club Account

Step 1: Become a Member

Become a valued Fond du Lac Credit Union Member. Already a member? Skip to step two!

Step 2: Meet with us

If you’re an existing member looking to connect a Christmas Club account to your account, simply stop in and see one of our Member Consultants.

If you’re a new member, contact one of Fond du Lac Credit Union’s Member Consultants to open a Christmas Club account. Although appointments are preferred, we do accept walk-ins. Call 920-921-1123 or contact us below to make an appointment.

Christmas Club Account Rates

Min. Opening Deposit
Interest Rate
APY*
Christmas Club
$0.00
0.300
0.300

*APY is Annual Percentage Yield. Rates subject to change without notice. A penalty may be imposed if you withdraw any of the funds before the maturity date.