Skip to main content Go to Online Banking

Health Savings Accounts (HSA)

Don’t let medical expenses get the best of you. With health savings accounts (HSA), you can make qualified purchases in a similar way as a regular checking account.

Health savings accounts are medical savings accounts available to taxpayers who are enrolled in a high deductible health plan (HDHP). The funds contributed to an HSA are not subject to federal income tax at the time of deposit. And unlike a flexible spending account (FSA), funds roll over and accumulate year to year if not spent.

Health savings accounts are owned by the individual, which differentiates them from company-owned health reimbursement arrangements (HRA). HSA funds may currently be used to pay for qualified medical expenses at any time without federal tax liability or penalty.

Withdrawals for non-medical expenses are treated very similarly to those in an individual retirement account (IRA) in that they may provide tax advantages if taken after retirement age, and they incur penalties if taken earlier.

Health Saving Account Features (HSA)

  • No monthly fees
  • Monthly dividends
  • Optional checks
  • Optional debit card
  • Free e-Statements

See HSA Rates

Check with your insurance provider to see if your plan qualifies for a health savings account (HSA).

How to Open  a Health Savings Account (HSA)

Step One

Become a valued Fond du Lac Credit Union Member. Already a member? Skip to step two! 

Join Now

Step Two

Meet with one of Fond du Lac Credit Union’s Member Consultants to open a health savings account (HSA). Walk-ins are accepted, but appointments are preferred. Call 920-921-1123 or use the form below to make an appointment.


Give us a call at (920) 921-1123 or use the form below to get in touch.

Are you an existing member of Fond du Lac Credit Union?

Health Savings Account Rates

Comparison table of Health Savings Account Rates.
Product Min. Opening Deposit Int. Rate APY*
$50.00 – $1,999.99 $50 0.050 0.050
$2,000.00 – $9,999.99 $2,000 0.070 0.070
$10,000.00 – $24,999.99 $10,000 0.100 0.100
$25,000.00 and up $25,000 0.150 0.150
Some content requires Adobe Acrobat Reader to view.