Loan Rates

Check back often to see our best mortgage rates and other loan rates!

Consumer Loan Rates

as of 8/21/2019

Auto Loan Rates¹

Comparison table of Auto Loan Rates¹.
Product	Int.Interest Rate	APR*
36 Months	3.240	3.240
48 Months	3.490	3.490
60 Months	3.740	3.740
72 Months	4.240	4.240
84 Months	4.740	4.740

Kwik Cash

Comparison table of Kwik Cash.
Product	Int.Interest Rate	APR*
Kwik Cash Loans start at	13.750	13.750

Credit Cards

Comparison table of Credit Cards.
Product	Int.Interest Rate	APR*
Visa	9.990	9.990
Visa Balance Transfer	5.990	5.990

Unsecured Loans

Comparison table of Unsecured Loans.
Product	Int.Interest Rate	APR*
36 months	8.740	8.740
48 months	8.990	8.990
60 months	9.240	9.240

¹ Rates are based on your credit score. Terms of loans may be reduced on vehicles 2012 and older. Vehicles older than 2004 will have a higher rate. To obtain a specific rate with your personal qualifications, please contact a Loan Specialist. Rates are subject to change at any time without notice. Add 1.00% to qualified rate for any non-titled recreational loan (includes ATVs, snowmobiles, trailers, mopeds & jet skis). Receive up to .25% off your qualified rate for auto pay and e-Statements. APR is Annual Percentage Rate. All rates and terms are subject to change without notice. Rates are effective as of the Approval Date of loan. Membership Restrictions Apply.

Consumer Loan rates | Real Estate rates

Real Estate Loan Rates

as of 6/27/2019

First Mortgage

Comparison table of First Mortgage.
Product	Int.Interest Rate	APR*
30 Year Fixed	Call for Rates	0.00
15 Year Fixed	4.250	4.300
10 Year Fixed	4.000	4.070
3/1 Year ARM	3.500	3.530
5/1 Year ARM	3.500	3.780
7/1 Year ARM	4.000	4.030

Second Mortgage

Comparison table of Second Mortgage.
Product	Int.Interest Rate	APR*
3/1 Year ARM	4.500	4.530
5/1 Year ARM	4.750	4.780
7/1 Year ARM	5.000	5.030
15 Year Fixed	5.250	5.280
10 Year Fixed	5.000	5.050

Real Estate Equity Advance Plan

Comparison table of Real Estate Equity Advance Plan.
Product	Int.Interest Rate	APR*
LTV 80% or Less	5.000	5.030
LTV over 80% up to 90%	5.500	5.530

Lot Loans

Comparison table of Lot Loans.
Product	Int.Interest Rate	APR*
Lot Loans	5.250	5.320

Bare Land Loans

Comparison table of Bare Land Loans.
Product	Int.Interest Rate	APR*
Bare Land Loans	5.750	5.823

¹ APR is Annual Percentage Rate. Your actual rate may be different since many factors are used to provide you with a mortgage loan. The interest rates listed assume specific qualifications are met regarding credit history, loan to value (equity), and debt to income ratios. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Rates and fees are subject to change at any time without notice.