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Loan Rates

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Consumer Loan rates | Real Estate rates

Consumer Loan Rates

as of 06/04/2020

Auto Loan Rates1

Comparison table of Auto Loan Rates1.
Product Int. Rate APR*
36 Months 2.99 2.99
48 Months 2.99 2.99
60 Months 2.99 2.99
72 Months 3.49 3.49
84 Months 3.99 3.99
Summer Special up to 60 Months* 1.99 1.99

Kwik Cash

Comparison table of Kwik Cash.
Product Int. Rate APR*
Kwik Cash Loans start at 13.75 13.75

Unsecured Loans

Comparison table of Unsecured Loans.
Product Int. Rate APR*
36 months 8.74 8.74
48 months 8.99 8.99
60 months 9.24 9.24

Credit Cards

Comparison table of Credit Cards.
Product Int. Rate
As low as
APR*
As low as
Visa 9.99 9.99
Visa Balance Transfer 5.99 5.99

1 Rates are based on your credit score. Terms of loans may be reduced on vehicles 2012 and older. Vehicles older than 2004 will have a higher rate. To obtain a specific rate with your personal qualifications, please contact a Loan Specialist. Rates are subject to change at any time without notice. Add 1.00% to qualified rate for any non-titled recreational loan (includes ATVs, snowmobiles, trailers, mopeds & jet skis). APR is Annual Percentage Rate. All rates and terms are subject to change without notice. Rates are effective as of the Approval Date of loan. Minimum of $25,000 on an 84-month term. Membership eligibility required.

*Summer Auto Loan Special: Special rate is credit-based and available on terms up to 60 months, for 2013 vehicles or newer, and on new loans only. Minimum loan amount of $7,500 required. APR is Annual Percentage Rate. Membership eligibility required.

Consumer Loan rates | Real Estate rates

Real Estate Loan Rates

as of 06/04/2020

First Mortgage

Comparison table of First Mortgage.
Product Int. Rate APR*
30 Year Fixed 3.38 3.46
20 Year Fixed 3.38 3.49
15 Year Fixed 3.00 3.15
10 Year Fixed 2.75 2.96
3/1 Year ARM 3.00 3.03
5/1 Year ARM 3.25 3.28
7/1 Year ARM 3.50 3.53

Second Mortgage

Comparison table of Second Mortgage.
Product Int. Rate APR*
3/1 Year ARM 4.50 4.53
5/1 Year ARM 4.75 4.78
7/1 Year ARM 5.00 5.03
15 Year Fixed 5.25 5.28
10 Year Fixed 5.00 5.05

Real Estate Equity Advance Plan

Comparison table of Real Estate Equity Advance Plan.
Product Int. Rate APR*
LTV 80% or Less 4.00 4.05
LTV over 80% up to 90% 4.50 4.55

Lot Loans

Comparison table of Lot Loans.
Product Int. Rate APR*
Lot Loans 4.50 4.57

Bare Land Loans

Comparison table of Bare Land Loans.
Product Int. Rate APR*
Bare Land Loans 5.00 5.07

1 APR is Annual Percentage Rate. Your actual rate may be different since many factors are used to provide you with a mortgage loan. The interest rates listed assume specific qualifications are met regarding credit history, loan to value (equity), and debt to income ratios. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Rates and fees are subject to change at any time without notice.

Consumer Loan rates | Real Estate rates

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