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Consumer Loan rates | Real Estate rates
Consumer Loan Rates
as of 06/04/2020
Auto Loan Rates1
| Product | Int.Interest Rate | APR* |
|---|---|---|
| 36 Months | 2.99 | 2.99 |
| 48 Months | 2.99 | 2.99 |
| 60 Months | 2.99 | 2.99 |
| 72 Months | 3.49 | 3.49 |
| 84 Months | 3.99 | 3.99 |
| Summer Special up to 60 Months* | 1.99 | 1.99 |
Kwik Cash
| Product | Int.Interest Rate | APR* |
|---|---|---|
| Kwik Cash Loans start at | 13.75 | 13.75 |
Unsecured Loans
| Product | Int.Interest Rate | APR* |
|---|---|---|
| 36 months | 8.74 | 8.74 |
| 48 months | 8.99 | 8.99 |
| 60 months | 9.24 | 9.24 |
Credit Cards
| Product | Int.Interest Rate As low as |
APR* As low as |
|---|---|---|
| Visa | 9.99 | 9.99 |
| Visa Balance Transfer | 5.99 | 5.99 |
1 Rates are based on your credit score. Terms of loans may be reduced on vehicles 2012 and older. Vehicles older than 2004 will have a higher rate. To obtain a specific rate with your personal qualifications, please contact a Loan Specialist. Rates are subject to change at any time without notice. Add 1.00% to qualified rate for any non-titled recreational loan (includes ATVs, snowmobiles, trailers, mopeds & jet skis). APR is Annual Percentage Rate. All rates and terms are subject to change without notice. Rates are effective as of the Approval Date of loan. Minimum of $25,000 on an 84-month term. Membership eligibility required.
*Summer Auto Loan Special: Special rate is credit-based and available on terms up to 60 months, for 2013 vehicles or newer, and on new loans only. Minimum loan amount of $7,500 required. APR is Annual Percentage Rate. Membership eligibility required.
Consumer Loan rates | Real Estate rates
Real Estate Loan Rates
as of 06/04/2020
First Mortgage
| Product | Int.Interest Rate | APR* |
|---|---|---|
| 30 Year Fixed | 3.38 | 3.46 |
| 20 Year Fixed | 3.38 | 3.49 |
| 15 Year Fixed | 3.00 | 3.15 |
| 10 Year Fixed | 2.75 | 2.96 |
| 3/1 Year ARM | 3.00 | 3.03 |
| 5/1 Year ARM | 3.25 | 3.28 |
| 7/1 Year ARM | 3.50 | 3.53 |
Second Mortgage
| Product | Int.Interest Rate | APR* |
|---|---|---|
| 3/1 Year ARM | 4.50 | 4.53 |
| 5/1 Year ARM | 4.75 | 4.78 |
| 7/1 Year ARM | 5.00 | 5.03 |
| 15 Year Fixed | 5.25 | 5.28 |
| 10 Year Fixed | 5.00 | 5.05 |
Real Estate Equity Advance Plan
| Product | Int.Interest Rate | APR* |
|---|---|---|
| LTV 80% or Less | 4.00 | 4.05 |
| LTV over 80% up to 90% | 4.50 | 4.55 |
Lot Loans
| Product | Int.Interest Rate | APR* |
|---|---|---|
| Lot Loans | 4.50 | 4.57 |
Bare Land Loans
| Product | Int.Interest Rate | APR* |
|---|---|---|
| Bare Land Loans | 5.00 | 5.07 |
1 APR is Annual Percentage Rate. Your actual rate may be different since many factors are used to provide you with a mortgage loan. The interest rates listed assume specific qualifications are met regarding credit history, loan to value (equity), and debt to income ratios. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Rates and fees are subject to change at any time without notice.