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Loan Rates

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Consumer Loan rates | Real Estate rates

Consumer Loan Rates

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Auto Loan Rates1

Comparison table of Auto Loan Rates1.
Product Int. Rate APR* Payment per $1,000
36 Months 5.74 5.74 $30.30
48 Months 5.99 5.99 $23.48
60 Months 6.24 6.24 $19.44
72 Months 6.49 6.49 $16.81
84 Months 6.99 6.99 $15.09

1 Rates are based on your credit score. Terms of loans may be reduced on vehicles 2017 and older. Vehicles older than 2007 will have a higher rate. To obtain a specific rate with your personal qualifications, please contact a Loan Specialist. Rates are subject to change at any time without notice. Add 1.00% to qualified rate for any non-titled recreational loan (includes ATVs, snowmobiles, trailers, mopeds & jet skis). APR is Annual Percentage Rate. All rates and terms are subject to change without notice. Rates are effective as of the Approval Date of loan. Minimum of $25,000 on an 84-month term. Membership eligibility required.

Unsecured Loans

Comparison table of Unsecured Loans.
Product Int. Rate APR* Payment per $1,000
36 months 10.74 10.74 $32.62
48 months 10.99 10.99 $25.84
60 months 11.24 11.24 $21.86

Kwik Cash2

Comparison table of Kwik Cash2.
Product Int. Rate APR*
Kwik Cash Loans start at 15.00 15.00

1 Kwik cash payment is at 5% of the outstanding balance, or $25, whichever is more, and is recalculated each time a draw is taken. All Kwik cash payments are due on the 28th of the month.

Consumer Loan rates | Real Estate rates

Real Estate Loan Rates

First Mortgage3

Comparison table of First Mortgage3.
Product Int. Rate APR* Payment per $1,000
10 Year 6.38 6.64 $11.29
15 Year 6.50 6.69 $8.71
20 Year 6.63 6.78 $7.53
30 Year 6.88 6.99 $6.57
3/1 Year ARM 6.00 6.11 $6.00
5/1 Year ARM 6.25 6.36 $6.16
7/1 Year ARM 6.50 6.61 $6.32

Second Mortgage

Comparison table of Second Mortgage.
Product Int. Rate APR* Payment per $1,000
3/1 Year ARM 7.00 7.19 $8.99
5/1 Year ARM 7.13 7.32 $9.06
7/1 Year ARM 7.50 7.69 $9.27
10 Year Fixed 7.63 7.90 $11.94
15 Year Fixed 7.75 7.95 $9.41

Real Estate Equity Advance Plan

Comparison table of Real Estate Equity Advance Plan.
Product Int. Rate APR*
LTV 80% or Less 8.00 8.05
LTV over 80% up to 90% 8.50 8.55

Lot Loans

Comparison table of Lot Loans.
Product Int. Rate APR*
Lot Loans 7.50 7.76

Bare Land Loans

Comparison table of Bare Land Loans.
Product Int. Rate APR*
Bare Land Loans 8.00 8.26

1 APR is Annual Percentage Rate. Your actual rate may be different since many factors are used to provide you with a mortgage loan. The interest rates listed assume specific qualifications are met regarding credit history, loan to value (equity), and debt to income ratios. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Rates and fees are subject to change at any time without notice.

Consumer Loan rates | Real Estate rates

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