Skip to main content Go to Online Banking

Loan Rates

Check back often to see our best mortgage rates and other loan rates!

Consumer Loan rates | Real Estate rates

Consumer Loan Rates

Earn 0.25% more by enrolling and qualifying for CashBack+ Rewards. Click here for more information.

Auto Loan Rates1

Comparison table of Auto Loan Rates1.
Product Int. Rate APR* Payment per $1,000
36 Months 5.24 5.24 $30.08
48 Months 5.49 5.49 $23.25
60 Months 5.74 5.74 $19.21
72 Months 5.99 5.99 $16.57
84 Months 6.49 6.49 $14.85

1 Rates are based on your credit score. Terms of loans may be reduced on vehicles 2017 and older. Vehicles older than 2007 will have a higher rate. To obtain a specific rate with your personal qualifications, please contact a Loan Specialist. Rates are subject to change at any time without notice. Add 1.00% to qualified rate for any non-titled recreational loan (includes ATVs, snowmobiles, trailers, mopeds & jet skis). APR is Annual Percentage Rate. All rates and terms are subject to change without notice. Rates are effective as of the Approval Date of loan. Minimum of $25,000 on an 84-month term. Membership eligibility required.

Unsecured Loans

Comparison table of Unsecured Loans.
Product Int. Rate APR* Payment per $1,000
36 months 10.24 10.24 $32.39
48 months 10.49 10.49 $25.60
60 months 10.74 10.74 $21.62

Kwik Cash2

Comparison table of Kwik Cash2.
Product Int. Rate APR*
Kwik Cash Loans start at 15.00 15.00

1 Kwik cash payment is at 5% of the outstanding balance, or $25, whichever is more, and is recalculated each time a draw is taken. All Kwik cash payments are due on the 28th of the month.

Consumer Loan rates | Real Estate rates

Real Estate Loan Rates

First Mortgage3

Comparison table of First Mortgage3.
Product Int. Rate APR* Payment per $1,000
10 Year 5.88 6.14 $11.04
15 Year 6.00 6.19 $8.44
20 Year 6.13 6.28 $7.24
30 Year 6.50 6.62 $6.32
3/1 Year ARM 5.75 5.86 $5.84
5/1 Year ARM 6.00 6.11 $6.00
7/1 Year ARM 6.25 6.36 $6.16

Second Mortgage

Comparison table of Second Mortgage.
Product Int. Rate APR* Payment per $1,000
3/1 Year ARM 6.75 6.94 $8.85
5/1 Year ARM 7.00 7.19 $8.99
7/1 Year ARM 7.25 7.44 $9.13
10 Year Fixed 7.13 7.40 $11.68
15 Year Fixed 7.25 7.44 $9.13

Real Estate Equity Advance Plan

Comparison table of Real Estate Equity Advance Plan.
Product Int. Rate APR*
LTV 80% or Less 7.50 7.55
LTV over 80% up to 90% 8.00 8.05

Lot Loans

Comparison table of Lot Loans.
Product Int. Rate APR*
Lot Loans 7.25 7.48

Bare Land Loans

Comparison table of Bare Land Loans.
Product Int. Rate APR*
Bare Land Loans 7.75 7.98

1 APR is Annual Percentage Rate. Your actual rate may be different since many factors are used to provide you with a mortgage loan. The interest rates listed assume specific qualifications are met regarding credit history, loan to value (equity), and debt to income ratios. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Rates and fees are subject to change at any time without notice.

Consumer Loan rates | Real Estate rates

Top
Some content requires Adobe Acrobat Reader to view.