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Privacy Policy

rev. July 2017

Facts Table
Facts What does Fond du Lac Credit Union do with your information?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and overdraft history
  • Account balances and transaction history
  • Credit history and credit scores
How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Fond du Lac Credit Union chooses to share; and whether you can limit this sharing.

Reasons why we share certain data, what data we share, and if you can limit our sharing
Reasons we can share your personal information Does Fond du Lac Credit Union share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes Yes
For our affiliates’ everyday business purposes—
information about your transactions and experiences
No We don't share
For our affiliates’ everyday business purposes—
information about your creditworthiness
No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call 920-­921-­1123 or go to fdlcu.com/contact-us.php.
What we do with personal information
What we do
How does Fond du Lac Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Fond du Lac Credit Union collect my personal information?

We collect your personal information, for example, when you:

  • Open an account or give us your contact information
  • Apply for a loan or show government-issued identification
  • Make deposits or withdrawals from your account

We also collect your personal information from others such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purposes—
    information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions of terms
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Fond du Lac Credit Union has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Fond du Lac Credit Union does not share with our nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Joint marketing partners include credit and debit card companies, loan recapture programs, insurance companies, financial advisors.

For a printable version, please use our PDF version.

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