Consumer Loan rates | Real Estate rates | Saving rates
Consumer Loan Rates
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Auto Loan Rates1
Comparison table of Auto Loan Rates1.
| Product |
Int.Interest Rate |
APR* |
Payment per $1,000 |
| 36 Months |
5.49 |
5.49 |
$30.19 |
| 48 Months |
5.74 |
5.74 |
$23.37 |
| 60 Months |
5.99 |
5.99 |
$19.33 |
| 72 Months |
6.24 |
6.24 |
$16.69 |
| 84 Months |
6.74 |
6.74 |
$14.97 |
Unsecured Loans
Comparison table of Unsecured Loans.
| Product |
Int.Interest Rate |
APR* |
Payment per $1,000 |
| 36 months |
10.49 |
10.49 |
$32.50 |
| 48 months |
10.74 |
10.74 |
$25.72 |
| 60 months |
10.99 |
10.99 |
$21.74 |
Kwik Cash
Comparison table of Kwik Cash.
| Product |
Int.Interest Rate |
APR* |
| Kwik Cash Loans start at |
15.00 |
15.00 |
1 Rates are based on your credit score and age of collateral. Terms of loans may be reduced on vehicles 2016 and older. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Add 1.00% to qualified rate for any non-titled recreational loan (includes ATVs, snowmobiles, trailers, mopeds & jet skis). All rates and terms are subject to change without notice. Rates are effective as of the Approval Date of loan. Minimum of $25,000 on an 84-month term. Membership eligibility required.
Consumer Loan rates | Real Estate rates | Saving rates
Real Estate Loan Rates
First Mortgage
Comparison table of First Mortgage.
| Product |
Int.Interest Rate |
APR* |
Payment per $1,000 |
| 10 Year |
7.00 |
7.27 |
$11.61 |
| 15 Year |
7.00 |
7.19 |
$8.99 |
| 20 Year |
7.13 |
7.28 |
$7.83 |
| 30 Year |
7.38 |
7.50 |
$6.91 |
| 3/1 Year ARM |
6.00 |
6.11 |
$6.00 |
| 5/1 Year ARM |
6.25 |
6.36 |
$6.16 |
| 7/1 Year ARM |
6.50 |
6.62 |
$6.32 |
Second Mortgage
Comparison table of Second Mortgage.
| Product |
Int.Interest Rate |
APR* |
Payment per $1,000 |
| 3/1 Year ARM |
7.00 |
7.19 |
$8.99 |
| 5/1 Year ARM |
7.25 |
7.44 |
$9.13 |
| 7/1 Year ARM |
7.50 |
7.70 |
$9.27 |
| 15 Year Fixed |
8.25 |
8.45 |
$9.70 |
| 10 Year Fixed |
8.25 |
8.53 |
$12.27 |
Real Estate Equity Advance Plan
Comparison table of Real Estate Equity Advance Plan.
| Product |
Int.Interest Rate |
APR* |
| LTV 80% or Less |
8.00 |
7.80 |
| LTV over 80% up to 90% |
8.50 |
8.30 |
Lot Loans
Comparison table of Lot Loans.
| Product |
Int.Interest Rate |
APR* |
| Lot Loans |
7.50 |
7.76 |
Bare Land Loans
Comparison table of Bare Land Loans.
| Product |
Int.Interest Rate |
APR* |
| Bare Land Loans |
8.00 |
8.27 |
1 *APR is Annual Percentage Rate. Your actual rate may be different since many factors are used to provide you with a mortgage loan. The interest rates listed assume specific qualifications are met regarding credit history, loan to value (equity), and debt to income ratios. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Rates and fees are subject to change at any time without notice.
Consumer Loan rates | Real Estate rates | Saving rates
Savings Rates
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Certificate Rates
Comparison table of Certificate Rates.
| Product |
Min. Opening Deposit |
Int.Interest Rate |
APY* |
| 90 Day |
$500.00 |
1.500 |
1.508 |
| 180 Day |
$500.00 |
2.500 |
2.524 |
| 1 Year |
$500.00 |
3.000 |
3.034 |
| 18 Month |
$1,000.00 |
3.000 |
3.034 |
| 2 Year |
$1,000.00 |
3.000 |
3.034 |
| 2 Year |
$50,000.00 |
3.150 |
3.187 |
| 3 Year |
$1,000.00 |
3.250 |
3.290 |
| 3 Year |
$50,000.00 |
3.350 |
3.392 |
| 4 Year |
$1,000.00 |
3.250 |
3.290 |
| 4 Year |
$50,000.00 |
3.350 |
3.392 |
| 5 Year |
$1,000.00 |
3.250 |
3.290 |
| 5 Year |
$50,000.00 |
3.350 |
3.392 |
| 1 Year Balance Builder |
$100.00 |
3.000 |
3.034 |
Individual Retirement Account Rates
Comparison table of Individual Retirement Account Rates.
| Product |
Min. Opening Deposit |
Int.Interest Rate |
APY* |
| Regular IRA Share |
$0.00 |
0.150 |
0.150 |
| 1 Year IRA Certificate |
$500.00 |
3.000 |
3.034 |
| 2 Year IRA Certificate |
$1,000.00 |
3.000 |
3.034 |
| 3 Year IRA Certificate |
$1,000.00 |
3.250 |
3.290 |
| 4 Year IRA Certificate |
$1,000.00 |
3.250 |
3.290 |
| 5 Year IRA Certificate |
$1,000.00 |
3.250 |
3.290 |
Savings Account Rates
Comparison table of Savings Account Rates.
| Product |
Min. Opening Deposit |
Int.Interest Rate |
APY* |
| Regular Share |
$5.00 |
0.100 |
0.100 |
Money Management Account Rates
Comparison table of Money Management Account Rates.
| Product |
Min. Opening Deposit |
Int.Interest Rate |
APY* |
| $2,000.00 – $9,999.99 |
$2,000.00 |
0.750 |
0.750 |
| $10,000.00 – $24,999.99 |
$10,000.00 |
1.150 |
1.150 |
| $25,000.00 – $49,999.99 |
$25,000.00 |
1.500 |
1.500 |
| $50,000 – $99,999 |
$50,000.00 |
1.650 |
1.650 |
| $100,000 and up |
$100,000.00 |
1.750 |
1.750 |
Christmas Club Account Rates
Comparison table of Christmas Club Account Rates.
| Product |
Min. Opening Deposit |
Int.Interest Rate |
APY* |
| Christmas Club |
$0.00 |
0.060 |
0.060 |
Saver's Sweepstakes Account Rates
Comparison table of Saver's Sweepstakes Account Rates.
| Product |
Min. Opening Deposit |
Int.Interest Rate |
APY* |
| Saver's Sweepstakes |
$25.00 |
0.100 |
0.100 |
Health Savings Account Rates
Comparison table of Health Savings Account Rates.
| Product |
Min. Opening Deposit |
Int.Interest Rate |
APY* |
| $50.00 – $1,999.99 |
$50.00 |
0.050 |
0.050 |
| $2,000.00 – $9,999.99 |
$2,000.00 |
0.070 |
0.070 |
| $10,000.00 – $24,999.99 |
$10,000.00 |
0.100 |
0.100 |
| $25,000.00 and up |
$25,000.00 |
0.150 |
0.150 |
1 *APY is Annual Percentage Yield. Rates subject to change without notice. A penalty may be imposed if you withdraw any of the funds before the maturity date. New Money Only - funds cannot be rolled over from a current FDLCU certificate. 13 Month will automatically renew at the 1 year Certificate Rate. 25 Month will automatically renew at the 2 year Certificate Rate.
Consumer Loan rates |
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Saving rates
