Consumer Loan rates | Real Estate rates | Saving rates
Consumer Loan Rates
as of 3/01/2019
Auto Loan Rates1
Comparison table of Auto Loan Rates1.
| Product |
Int.erest Rate |
APR* |
| 36 Months |
3.740 |
3.740 |
| 48 Months |
3.990 |
3.990 |
| 60 Months |
4.240 |
4.240 |
| 72 Months |
4.740 |
4.740 |
| 84 Months |
5.240 |
5.240 |
Kwik Cash
Comparison table of Kwik Cash.
| Product |
Int.erest Rate |
APR* |
| Kwik Cash Loans start at |
13.750 |
13.750 |
Credit Cards
Comparison table of Credit Cards.
| Product |
Int.erest Rate |
APR* |
| Rates are credit based, as low as |
Call for Rates |
0.00 |
| Visa |
9.990 |
9.990 |
| Visa Balance Transfer |
5.990 |
5.990 |
Unsecured Loans
Comparison table of Unsecured Loans.
| Product |
Int.erest Rate |
APR* |
| 36 months |
9.240 |
9.240 |
| 48 months |
9.490 |
9.490 |
| 60 months |
9.740 |
9.740 |
1 Rates are based on your credit score. Terms of loans may be reduced on vehicles 2012 and older. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Add 1.00% to qualified rate for any non-titled recreational loan (includes ATVs, snowmobiles, trailers, Mopeds & jetskis). Receive up to .25% off your qualified rate for auto pay and e-Statements. APR is Annual Percentage Rate. All rates and terms are subject to change without notice. Rates are effective as of the Approval Date of loan. Membership Restrictions Apply.
Consumer Loan rates | Real Estate rates | Saving rates
Real Estate Loan Rates
as of 4/01/2019
First Mortgage
Comparison table of First Mortgage.
| Product |
Int.erest Rate |
APR* |
| 30 Year Fixed |
Call for Rates |
0.00 |
| 15 Year Fixed |
4.500 |
4.550 |
| 10 Year Fixed |
4.250 |
4.320 |
| 3/1 Year ARM |
3.500 |
3.530 |
| 5/1 Year ARM |
3.750 |
3.780 |
| 7/1 Year ARM |
4.000 |
4.030 |
Second Mortgage
Comparison table of Second Mortgage.
| Product |
Int.erest Rate |
APR* |
| 3/1 Year ARM |
4.500 |
4.530 |
| 5/1 Year ARM |
4.750 |
4.780 |
| 7/1 Year ARM |
5.000 |
5.030 |
Real Estate Equity Advance Plan
Comparison table of Real Estate Equity Advance Plan.
| Product |
Int.erest Rate |
APR* |
| LTV 80% or Less |
5.500 |
5.500 |
| LTV over 80% up to 90% |
6.000 |
6.000 |
Lot Loans
Comparison table of Lot Loans.
| Product |
Int.erest Rate |
APR* |
| Lot Loans |
5.500 |
5.570 |
Bare Land Loans
Comparison table of Bare Land Loans.
| Product |
Int.erest Rate |
APR* |
| Bare Land Loans |
6.000 |
6.070 |
1 *APR is Annual Percentage Rate. Your actual rate may be different since many factors are used to provide you with a mortgage loan. The interest rates listed assume specific qualifications are met regarding credit history, loan to value (equity), and debt to income ratios. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Rates and fees are subject to change at any time without notice.
Consumer Loan rates | Real Estate rates | Saving rates
Savings Rates
as of 1/01/2019
Minimum deposit to earn dividends on a Regular Share or Regular IRA Share Account is $50
Certificate Rates
Comparison table of Certificate Rates.
| Product |
Min. Opening Deposit |
Int.erest Rate |
APY* |
| 90 Day |
$500.00 |
1.000 |
1.000 |
| 180 Day |
$500.00 |
1.400 |
1.410 |
| 1 Year |
$500.00 |
1.700 |
1.710 |
| 18 Month |
$1,000.00 |
1.900 |
1.910 |
| 2 Year |
$1,000.00 |
2.100 |
2.120 |
| 2 Year |
$50,000.00 |
2.200 |
2.220 |
| 3 Year |
$1,000.00 |
2.300 |
2.320 |
| 3 Year |
$50,000.00 |
2.400 |
2.420 |
| 4 Year |
$1,000.00 |
2.500 |
2.520 |
| 4 Year |
$50,000.00 |
2.600 |
2.620 |
| 5 Year |
$1,000.00 |
2.750 |
2.780 |
| 5 Year |
$50,000.00 |
2.850 |
2.880 |
| 1 Year Balance Builder |
$100.00 |
1.700 |
1.710 |
Checking Account Rates
Comparison table of Checking Account Rates.
| Product |
Min. Opening Deposit |
Int.erest Rate |
APY* |
| Super Checking Account |
$0.00 |
0.050 |
0.050 |
| Ultimate Checking Account ($30,000.00-$74,999.99) |
$30,000.00 |
0.150 |
0.150 |
| Ultimate Checking Account ($75,000.00-$124,999.99) |
$75,000.00 |
0.200 |
0.200 |
| Ultimate Checking Account ($125,000.00 and up) |
$125,000.00 |
0.300 |
0.300 |
Individual Retirement Account Rates
Comparison table of Individual Retirement Account Rates.
| Product |
Min. Opening Deposit |
Int.erest Rate |
APY* |
| Regular IRA Share |
$0.00 |
0.300 |
0.300 |
| 1 Year IRA CD |
$500.00 |
1.700 |
1.710 |
| 2 Year IRA CD |
$1,000.00 |
2.100 |
2.120 |
| 3 Year IRA CD |
$1,000.00 |
2.300 |
2.320 |
| 4 Year IRA CD |
$1,000.00 |
2.500 |
2.520 |
| 5 Year IRA CD |
$1,000.00 |
2.750 |
2.780 |
Savings Account Rates
Comparison table of Savings Account Rates.
| Product |
Min. Opening Deposit |
Int.erest Rate |
APY* |
| Regular Share |
$5.00 |
0.100 |
0.100 |
Money Management Account Rates
Comparison table of Money Management Account Rates.
| Product |
Min. Opening Deposit |
Int.erest Rate |
APY* |
| $2,000.00 - $9,999.99 |
$2,000.00 |
0.750 |
0.750 |
| $10,000.00 - $24,999.99 |
$10,000.00 |
0.800 |
0.800 |
| $25,000.00 - $49,999.99 |
$25,000.00 |
0.850 |
0.850 |
| $50,000 and up |
$50,000.00 |
0.900 |
0.900 |
Christmas Club Account Rates
Comparison table of Christmas Club Account Rates.
| Product |
Min. Opening Deposit |
Int.erest Rate |
APY* |
| Christmas Club |
$0.00 |
0.300 |
0.300 |
Saver's Sweepstakes Account Rates
Comparison table of Saver's Sweepstakes Account Rates.
| Product |
Min. Opening Deposit |
Int.erest Rate |
APY* |
| Saver's Sweepstakes |
$25.00 |
0.100 |
0.100 |
Health Savings Account Rates
Comparison table of Health Savings Account Rates.
| Product |
Min. Opening Deposit |
Int.erest Rate |
APY* |
| $50.00 - $1,999.99 |
$50.00 |
0.150 |
0.150 |
| $2,000.00 - $9,999.99 |
$2,000.00 |
0.200 |
0.200 |
| $10,000.00 - $24,999.99 |
$10,000.00 |
0.250 |
0.250 |
| $25,000.00 and up |
$25,000.00 |
0.300 |
0.300 |
1 *APY is Annual Percentage Yield. Rates subject to change without notice. A penalty may be imposed if you withdraw any of the funds before the maturity date.
Consumer Loan rates |
Real Estate rates |
Saving rates
