Rates

Loan Rates

Kwik Cash

Comparison table of Kwik Cash.
Product	Int.erest Rate	APR*
Kwik Cash Loans start at	13.750%	13.750%

Credit Cards

Comparison table of Credit Cards.
Product	Int.erest Rate	APR*
Visa	10.900%	10.900%
Visa Balance Transfer	4.990%	4.990%

Unsecured Loans

Comparison table of Unsecured Loans.
Product	Int.erest Rate	APR*
$0 - $5,000.00 for 36 months	8.000%	8.000%
More than $5,000.01 for 48 months	8.250%	8.250%

First Mortgage

Comparison table of First Mortgage.
Product	Int.erest Rate	APR*
30 Year Fixed	Call for Rates
15 Year Fixed	Call for Rates
10 Year Fixed	Call for Rates
3/1 Year ARM	2.490%	2.514%
5/1 Year ARM	2.740%	2.765%
7/1 Year ARM	2.990%	3.015%

Second Mortgage

Comparison table of Second Mortgage.
Product	Int.erest Rate	APR*
3/1 Year ARM	3.490%	3.804%
5/1 Year ARM	3.740%	3.899%
7/1 Year ARM	3.990%	4.084%

Real Estate Equity Advance Plan

Comparison table of Real Estate Equity Advance Plan.
Product	Int.erest Rate	APR*
LTV 80% or Less	4.000%	4.000%
LTV over 80% up to 90%	4.000%	4.000%

Lot Loans

Comparison table of Lot Loans.
Product	Int.erest Rate	APR*
Lot Loans	4.250%	4.463%

Bare Land Loans

Comparison table of Bare Land Loans.
Product	Int.erest Rate	APR*
Bare Land Loans	4.750%	4.963%

Auto Loan Rates¹: 2015 & Newer

Comparison table of Auto Loan Rates¹: 2015 & Newer.
Product	Int.erest Rate	APR*
36 Months	1.990%	1.990%
48 Months	2.490%	2.490%
60 Months	2.740%	2.740%
72 Months	3.240%	3.240%
84 Months	4.490%	4.490%

Auto Loan Rates¹: 2013 - 2014

Comparison table of Auto Loan Rates¹: 2013 - 2014.
Product	Int.erest Rate	APR*
36 Months	1.990%	1.990%
48 Months	2.490%	2.490%
60 Months	2.740%	2.740%
72 Months	3.240%	3.240%
84 Months	4.490%	4.490%

Auto Loan Rates¹: 2011 - 2012

Comparison table of Auto Loan Rates¹: 2011 - 2012.
Product	Int.erest Rate	APR*
36 Months	2.740%	2.740%
48 Months	3.240%	3.240%
60 Months	3.740%	3.740%
72 Months	4.740%	4.740%
84 Months	5.740%	5.740%

Auto Loan Rates¹: 2010

Comparison table of Auto Loan Rates¹: 2010.
Product	Int.erest Rate	APR*
36 Months	3.240%	3.240%
48 Months	3.740%	3.740%
60 Months	4.240%	4.240%
72 Months	5.740%	5.740%

Auto Loan Rates¹: 2009

Comparison table of Auto Loan Rates¹: 2009.
Product	Int.erest Rate	APR*
36 Months	3.740%	3.740%
48 Months	4.240%	4.240%
60 Months	4.740%	4.740%

Auto Loan Rates¹: 2008

Comparison table of Auto Loan Rates¹: 2008.
Product	Int.erest Rate	APR*
36 Months	4.240%	4.240%
48 Months	4.740%	4.740%
60 Months	5.240%	5.240%

Auto Loan Rates¹: 2007

Comparison table of Auto Loan Rates¹: 2007.
Product	Int.erest Rate	APR*
36 Months	4.990%	4.990%
48 Months	5.240%	5.240%

Auto Loan Rates¹: 2006 & Older

Comparison table of Auto Loan Rates¹: 2006 & Older.
Product	Int.erest Rate	APR*
36 Months	6.490%	6.490%
48 Months	6.990%	6.990%

¹ Rates are based on your credit score and the year of the vehicle. To obtain a specific rate with your personal qualifications, please contact a Loan Specialist. Rates are subject to change at any time without notice. Add 1.00% to qualified rate for any non-titled recreational loan (includes ATVs, snowmobiles, trailers, Mopeds & jetskis). Receive up to .25% off your qualified rate for auto pay and e-Statements. APR is Annual Percentage Rate. All rates and terms are subject to change without notice. Rates are effective as of the Approval Date of loan. Membership Restrictions Apply.

Loan rates | Saving rates

Savings Rates

Certificate Rates

Comparison table of Certificate Rates.
Product	Min. Opening Deposit	Int.erest Rate	APY*
90 Day	$500.00	0.15%	0.15%
180 Day	$500.00	0.30%	0.30%
1 Year	$500.00	0.50%	0.50%
18 Month	$1,000.00	0.60%	0.60%
2 Year	$1,000.00	0.80%	0.80%
3 Year	$1,000.00	1.05%	1.05%
4 Year	$1,000.00	1.15%	1.16%
5 Year	$1,000.00	1.30%	1.31%
1 Year Balance Builder	$1,000.00	0.50%	0.50%

Checking Account Rates

Comparison table of Checking Account Rates.
Product	Min. Opening Deposit	Int.erest Rate	APY*
Super Checking Account	$0.00	0.05%	0.05%
Ultimate Checking Account ($30,000.00-$74,999.99)	$0.00	0.15%	0.15%
Ultimate Checking Account ($75,000.00-$124,999.99)	$0.00	0.20%	0.20%
Ultimate Checking Account ($125,000.00 and up)	$0.00	0.30%	0.30%

Individual Retirement Account Rates

Comparison table of Individual Retirement Account Rates.
Product	Min. Opening Deposit	Int.erest Rate	APY*
Regular IRA Share	$0.00	0.15%	0.15%
1 Year IRA CD	$500.00	0.50%	0.50%
2 Year IRA CD	$1,000.00	0.80%	0.80%
3 Year IRA CD	$1,000.00	1.05%	1.05%
4 Year IRA CD	$1,000.00	1.15%	1.16%
5 Year IRA CD	$1,000.00	1.30%	1.31%

Savings Account Rates

Comparison table of Savings Account Rates.
Product	Min. Opening Deposit	Int.erest Rate	APY*
Regular Share	$5.00	0.05%	0.05%

Money Market Account Rates

Comparison table of Money Market Account Rates.
Product	Min. Opening Deposit	Int.erest Rate	APY*
$2,000.00 - $9,999.99	$0.00	0.15%	0.15%
$10,000.00 - $24,999.99	$0.00	0.20%	0.20%
$25,000.00 - $49,999.99	$0.00	0.25%	0.25%
$50,000 and up	$0.00	0.30%	0.30%

Christmas Club Account Rates

Comparison table of Christmas Club Account Rates.
Product	Min. Opening Deposit	Int.erest Rate	APY*
Christmas Club	$0.00	0.15%	0.15%

Health Savings Account Rates

Comparison table of Health Savings Account Rates.
Product	Min. Opening Deposit	Int.erest Rate	APY*
$50.00 - $1,999.99	$0.00	0.15%	0.15%
$2,000.00 - $9,999.99	$0.00	0.20%	0.20%
$10,000.00 - $24,999.99	$0.00	0.25%	0.25%
$25,000.00 and up	$0.00	0.30%	0.30%