Skip to main content Go to Online Banking

Rates

Consumer Loan rates | Real Estate rates | Saving rates

Consumer Loan Rates

Earn 0.25% more by enrolling and qualifying for CashBack+ Rewards. Click here for more information.

Auto Loan Rates1

Comparison table of Auto Loan Rates1.
Product Int. Rate APR* Payment per $1,000
36 Months 5.74 5.74 $30.30
48 Months 5.99 5.99 $23.48
60 Months 6.24 6.24 $19.44
72 Months 6.49 6.49 $16.81
84 Months 6.99 6.99 $15.09

1 Rates are based on your credit score and age of collateral. Terms of loans may be reduced on vehicles 2016 and older. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist.  Add 1.00% to qualified rate for any non-titled recreational loan (includes ATVs, snowmobiles, trailers, mopeds & jet skis). All rates and terms are subject to change without notice. Rates are effective as of the Approval Date of loan. Minimum of $25,000 on an 84-month term. Membership eligibility required.

Unsecured Loans

Comparison table of Unsecured Loans.
Product Int. Rate APR* Payment per $1,000
36 months 10.74 10.74 $32.62
48 months 10.99 10.99 $25.84
60 months 11.24 11.24 $21.86

Kwik Cash2

Comparison table of Kwik Cash2.
Product Int. Rate APR*
Kwik Cash Loans start at 15.00 15.00

2 Kwik cash payment is at 5% of the outstanding balance, or $25, whichever is more, and is recalculated each time a draw is taken. All Kwik cash payments are due on the 28th of the month.

Consumer Loan rates | Real Estate rates | Saving rates

Real Estate Loan Rates

First Mortgage3

Comparison table of First Mortgage3.
Product Int. Rate APR* Payment per $1,000
10 Year 6.38 6.64 $11.29
15 Year 6.50 6.69 $8.71
20 Year 6.63 6.78 $7.53
30 Year 6.88 6.99 $6.57
3/1 Year ARM 6.00 6.11 $6.00
5/1 Year ARM 6.25 6.36 $6.16
7/1 Year ARM 6.50 6.61 $6.32

Second Mortgage

Comparison table of Second Mortgage.
Product Int. Rate APR* Payment per $1,000
3/1 Year ARM 7.00 7.19 $8.99
5/1 Year ARM 7.13 7.32 $9.06
7/1 Year ARM 7.50 7.69 $9.27
10 Year Fixed 7.63 7.90 $11.94
15 Year Fixed 7.75 7.95 $9.41

Real Estate Equity Advance Plan

Comparison table of Real Estate Equity Advance Plan.
Product Int. Rate APR*
LTV 80% or Less 8.00 8.05
LTV over 80% up to 90% 8.50 8.55

Lot Loans

Comparison table of Lot Loans.
Product Int. Rate APR*
Lot Loans 7.50 7.76

Bare Land Loans

Comparison table of Bare Land Loans.
Product Int. Rate APR*
Bare Land Loans 8.00 8.26

3 *APR is Annual Percentage Rate. Your actual rate may be different since many factors are used to provide you with a mortgage loan. The interest rates listed assume specific qualifications are met regarding credit history, loan to value (equity), and debt to income ratios. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Rates and fees are subject to change at any time without notice. 

Consumer Loan rates | Real Estate rates | Saving rates

Savings Rates

Minimum deposit to earn dividends on a Regular Share or Regular IRA Share Account is $50 

Earn 0.25% more by enrolling and qualifying for CashBack+ Rewards. Click here for more information.

Certificate Rates4

Comparison table of Certificate Rates4.
Product Min. Opening Deposit Int. Rate APY*
90 Day $500 1.500 1.508
180 Day $500 2.500 2.524
1 Year $500 3.750 3.803
18 Month $1,000 3.750 3.803
2 Year $1,000 3.500 3.546
2 Year $50,000 3.600 3.649
3 Year $1,000 3.500 3.546
3 Year $50,000 3.600 3.649
4 Year $1,000 3.500 3.546
4 Year $50,000 3.600 3.649
5 Year $1,000 3.500 3.546
5 Year $50,000 3.600 3.649
1 Year Balance Builder $100 3.750 3.803

Individual Retirement Account Rates

Comparison table of Individual Retirement Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Regular IRA Share $0 0.150 0.150
1 Year IRA Certificate $500 3.750 3.803
2 Year IRA Certificate $1,000 3.500 3.546
3 Year IRA Certificate $1,000 3.500 3.546
4 Year IRA Certificate $1,000 3.500 3.546
5 Year IRA Certificate $1,000 3.500 3.546

Savings Account Rates

Comparison table of Savings Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Regular Share $5 0.100 0.100

Money Management Account Rates

Comparison table of Money Management Account Rates.
Product Min. Opening Deposit Int. Rate APY*
$2,000.00 – $9,999.99 $2,000 1.000 1.005
$10,000.00 – $24,999.99 $10,000 1.250 1.257
$25,000.00 – $49,999.99 $25,000 1.500 1.510
$50,000 – $99,999 $50,000 2.500 2.529
$100,000 and up $100,000 2.750 2.785

Christmas Club Account Rates

Comparison table of Christmas Club Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Christmas Club $0 0.300 0.300

Saver's Sweepstakes Account Rates

Comparison table of Saver's Sweepstakes Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Saver's Sweepstakes $25 0.100 0.100

Health Savings Account Rates

Comparison table of Health Savings Account Rates.
Product Min. Opening Deposit Int. Rate APY*
$50.00 – $1,999.99 $50 0.050 0.050
$2,000.00 – $9,999.99 $2,000 0.070 0.070
$10,000.00 – $24,999.99 $10,000 0.100 0.100
$25,000.00 and up $25,000 0.150 0.150

Consumer Loan rates | Real Estate rates | Saving rates

4*APY is Annual Percentage Yield. Rates subject to change without notice. A penalty may be imposed if you withdraw any of the funds before the maturity date.

Top
Some content requires Adobe Acrobat Reader to view.