Consumer Loan rates | Real Estate rates | Saving rates
Consumer Loan Rates
as of 10/09/2020
Auto Loan Rates1
Comparison table of Auto Loan Rates1.
| Product |
Int.Interest Rate |
APR* |
| 36 Months |
2.74 |
2.74 |
| 48 Months |
2.99 |
2.99 |
| 60 Months |
3.24 |
3.24 |
| 72 Months |
3.49 |
3.49 |
| 84 Months |
3.99 |
3.99 |
Kwik Cash
Comparison table of Kwik Cash.
| Product |
Int.Interest Rate |
APR* |
| Kwik Cash Loans start at |
13.75 |
13.75 |
Unsecured Loans
Comparison table of Unsecured Loans.
| Product |
Int.Interest Rate |
APR* |
| 36 months |
8.24 |
8.74 |
| 48 months |
8.49 |
8.99 |
| 60 months |
8.74 |
9.24 |
Credit Cards
Comparison table of Credit Cards.
| Product |
Int.Interest Rate
As low as |
APR*
As low as |
| Visa |
9.99 |
9.99 |
| Visa Balance Transfer |
5.99 |
5.99 |
1 Rates are based on your credit score. Terms of loans may be reduced on vehicles 2012 and older. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Add 1.00% to qualified rate for any non-titled recreational loan (includes ATVs, snowmobiles, trailers, mopeds & jet skis). All rates and terms are subject to change without notice. Rates are effective as of the Approval Date of loan. Minimum of $25,000 on an 84-month term. Membership eligibility required.
Consumer Loan rates | Real Estate rates | Saving rates
Real Estate Loan Rates
as of 10/09/2020
First Mortgage
View Rates
First Mortgage
Comparison table of First Mortgage.
| Product |
Int.Interest Rate |
APR* |
| 3/1 Year ARM |
3.00 |
3.03 |
| 5/1 Year ARM |
3.25 |
3.28 |
| 7/1 Year ARM |
3.50 |
3.53 |
Second Mortgage
Comparison table of Second Mortgage.
| Product |
Int.Interest Rate |
APR* |
| 3/1 Year ARM |
4.50 |
4.53 |
| 5/1 Year ARM |
4.75 |
4.78 |
| 7/1 Year ARM |
5.00 |
5.03 |
| 15 Year Fixed |
5.25 |
5.28 |
| 10 Year Fixed |
5.00 |
5.05 |
Real Estate Equity Advance Plan
Comparison table of Real Estate Equity Advance Plan.
| Product |
Int.Interest Rate |
APR* |
| LTV 80% or Less |
4.00 |
4.05 |
| LTV over 80% up to 90% |
4.50 |
4.55 |
Lot Loans
Comparison table of Lot Loans.
| Product |
Int.Interest Rate |
APR* |
| Lot Loans |
4.50 |
4.57 |
Bare Land Loans
Comparison table of Bare Land Loans.
| Product |
Int.Interest Rate |
APR* |
| Bare Land Loans |
5.00 |
5.07 |
1 *APR is Annual Percentage Rate. Your actual rate may be different since many factors are used to provide you with a mortgage loan. The interest rates listed assume specific qualifications are met regarding credit history, loan to value (equity), and debt to income ratios. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Rates and fees are subject to change at any time without notice.
Consumer Loan rates | Real Estate rates | Saving rates
Savings Rates
as of 10/20/2020
Minimum deposit to earn dividends on a Regular Share or Regular IRA Share Account is $50
Certificate Rates
Comparison table of Certificate Rates.
| Product |
Min. Opening Deposit |
Int.Interest Rate |
APY* |
| 90 Day |
$500.00 |
0.200 |
0.200 |
| 180 Day |
$500.00 |
0.300 |
0.300 |
| 1 Year |
$500.00 |
0.400 |
0.401 |
| 18 Month |
$1,000.00 |
0.450 |
0.451 |
| 2 Year |
$1,000.00 |
0.500 |
0.501 |
| 2 Year |
$50,000.00 |
0.600 |
0.601 |
| 3 Year |
$1,000.00 |
0.750 |
0.752 |
| 3 Year |
$50,000.00 |
0.850 |
0.853 |
| 4 Year |
$1,000.00 |
0.800 |
0.802 |
| 4 Year |
$50,000.00 |
0.900 |
0.903 |
| 5 Year |
$1,000.00 |
0.900 |
0.903 |
| 5 Year |
$50,000.00 |
1.000 |
1.004 |
| 1 Year Balance Builder |
$100.00 |
0.400 |
0.401 |
Individual Retirement Account Rates
Comparison table of Individual Retirement Account Rates.
| Product |
Min. Opening Deposit |
Int.Interest Rate |
APY* |
| Regular IRA Share |
$0.00 |
0.250 |
0.250 |
| 1 Year IRA Certificate |
$500.00 |
0.500 |
0.501 |
| 2 Year IRA Certificate |
$1,000.00 |
0.700 |
0.702 |
| 3 Year IRA Certificate |
$1,000.00 |
0.800 |
0.802 |
| 4 Year IRA Certificate |
$1,000.00 |
0.900 |
0.903 |
| 5 Year IRA Certificate |
$1,000.00 |
1.000 |
1.004 |
Savings Account Rates
Comparison table of Savings Account Rates.
| Product |
Min. Opening Deposit |
Int.Interest Rate |
APY* |
| Regular Share |
$5.00 |
0.050 |
0.050 |
Money Management Account Rates
Comparison table of Money Management Account Rates.
| Product |
Min. Opening Deposit |
Int.Interest Rate |
APY* |
| $2,000.00 - $9,999.99 |
$2,000.00 |
0.100 |
0.100 |
| $10,000.00 - $24,999.99 |
$10,000.00 |
0.150 |
0.150 |
| $25,000.00 - $49,999.99 |
$25,000.00 |
0.200 |
0.200 |
| $50,000 and up |
$50,000.00 |
0.250 |
0.250 |
Christmas Club Account Rates
Comparison table of Christmas Club Account Rates.
| Product |
Min. Opening Deposit |
Int.Interest Rate |
APY* |
| Christmas Club |
$0.00 |
0.100 |
0.100 |
Saver's Sweepstakes Account Rates
Comparison table of Saver's Sweepstakes Account Rates.
| Product |
Min. Opening Deposit |
Int.Interest Rate |
APY* |
| Saver's Sweepstakes |
$25.00 |
0.050 |
0.050 |
Health Savings Account Rates
Comparison table of Health Savings Account Rates.
| Product |
Min. Opening Deposit |
Int.Interest Rate |
APY* |
| $50.00 - $1,999.99 |
$50.00 |
0.100 |
0.100 |
| $2,000.00 - $9,999.99 |
$2,000.00 |
0.150 |
0.150 |
| $10,000.00 - $24,999.99 |
$10,000.00 |
0.200 |
0.200 |
| $25,000.00 and up |
$25,000.00 |
0.250 |
0.250 |
1 *APY is Annual Percentage Yield. Rates subject to change without notice. A penalty may be imposed if you withdraw any of the funds before the maturity date.
Consumer Loan rates |
Real Estate rates |
Saving rates
