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Rates

Loan rates | Saving rates

Loan Rates

as of 1/2/2018

Kwik Cash

Comparison table of Kwik Cash.
Product Int. Rate APR*
Kwik Cash Loans start at 13.750% 13.750%

Credit Cards

Comparison table of Credit Cards.
Product Int. Rate APR*
Visa 10.900% 10.900%
Visa Balance Transfer 4.990% 4.990%

Unsecured Loans

Comparison table of Unsecured Loans.
Product Int. Rate APR*
$0 - $5,000.00 for 36 months 8.000% 8.000%
More than $5,000.01 for 48 months 8.250% 8.250%

First Mortgage

Comparison table of First Mortgage.
Product Int. Rate APR*
30 Year Fixed Call for Rates
15 Year Fixed Call for Rates
10 Year Fixed Call for Rates
3/1 Year ARM 2.490% 2.514%
5/1 Year ARM 2.740% 2.765%
7/1 Year ARM 2.990% 3.015%

Second Mortgage

Comparison table of Second Mortgage.
Product Int. Rate APR*
3/1 Year ARM 3.490% 3.804%
5/1 Year ARM 3.740% 3.899%
7/1 Year ARM 3.990% 4.084%

Real Estate Equity Advance Plan

Comparison table of Real Estate Equity Advance Plan.
Product Int. Rate APR*
LTV 80% or Less 4.000% 4.000%
LTV over 80% up to 90% 4.000% 4.000%

Lot Loans

Comparison table of Lot Loans.
Product Int. Rate APR*
Lot Loans 4.250% 4.463%

Bare Land Loans

Comparison table of Bare Land Loans.
Product Int. Rate APR*
Bare Land Loans 4.750% 4.963%

Auto Loan Rates1: 2016 & Newer

Comparison table of Auto Loan Rates1: 2016 & Newer.
Product Int. Rate APR*
36 Months 2.240% 2.240%
48 Months 2.740% 2.740%
60 Months 2.990% 2.990%
72 Months 3.490% 3.490%
84 Months 4.740% 4.740%

Auto Loan Rates1: 2014 - 2015

Comparison table of Auto Loan Rates1: 2014 - 2015.
Product Int. Rate APR*
36 Months 2.240% 2.240%
48 Months 2.740% 2.740%
60 Months 2.990% 2.990%
72 Months 3.490% 3.490%
84 Months 4.740% 4.740%

Auto Loan Rates1: 2012 - 2013

Comparison table of Auto Loan Rates1: 2012 - 2013.
Product Int. Rate APR*
36 Months 2.990% 2.990%
48 Months 3.490% 3.490%
60 Months 3.990% 3.990%
72 Months 4.990% 4.990%
84 Months 5.990% 5.990%

Auto Loan Rates1: 2011 & Older

Comparison table of Auto Loan Rates1: 2011 & Older.
Product Int. Rate APR*
36 Months 4.240% 4.240%
48 Months 4.740% 4.740%
60 Months 5.240% 5.240%

1 Rates are based on your credit score and the year of the vehicle. To obtain a specific rate with your personal qualifications, please contact a Loan Specialist. Rates are subject to change at any time without notice. Add 1.00% to qualified rate for any non-titled recreational loan (includes ATVs, snowmobiles, trailers, Mopeds & jetskis). Receive up to .25% off your qualified rate for auto pay and e-Statements. APR is Annual Percentage Rate. All rates and terms are subject to change without notice. Rates are effective as of the Approval Date of loan. Membership Restrictions Apply.

Loan rates | Saving rates

Savings Rates

as of 1/2/2018

Certificate Rates

Comparison table of Certificate Rates.
Product Min. Opening Deposit Int. Rate APY*
90 Day $500 0.25% 0.25%
180 Day $500 0.50% 0.50%
1 Year $500 0.80% 0.80%
18 Month $1,000 0.90% 0.90%
2 Year $1,000 1.00% 1.00%
3 Year $1,000 1.25% 1.26%
4 Year $1,000 1.45% 1.46%
5 Year $1,000 1.80% 1.81%
1 Year Balance Builder $100 0.80% 0.80%

Checking Account Rates

Comparison table of Checking Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Super Checking Account $0 0.05% 0.05%
Ultimate Checking Account ($30,000.00-$74,999.99) $30,000 0.15% 0.15%
Ultimate Checking Account ($75,000.00-$124,999.99) $75,000 0.20% 0.20%
Ultimate Checking Account ($125,000.00 and up) $125,000 0.30% 0.30%

Individual Retirement Account Rates

Comparison table of Individual Retirement Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Regular IRA Share $0 0.15% 0.15%
1 Year IRA CD $500 0.80% 0.80%
2 Year IRA CD $1,000 1.00% 1.00%
3 Year IRA CD $1,000 1.25% 1.26%
4 Year IRA CD $1,000 1.45% 1.46%
5 Year IRA CD $1,000 1.80% 1.81%

Savings Account Rates

Comparison table of Savings Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Regular Share $5 0.05% 0.05%

Money Market Account Rates

Comparison table of Money Market Account Rates.
Product Min. Opening Deposit Int. Rate APY*
$2,000.00 - $9,999.99 $2,000 0.15% 0.15%
$10,000.00 - $24,999.99 $10,000 0.20% 0.20%
$25,000.00 - $49,999.99 $25,000 0.25% 0.25%
$50,000 and up $50,000 0.30% 0.30%

Christmas Club Account Rates

Comparison table of Christmas Club Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Christmas Club $0 0.15% 0.15%

Health Savings Account Rates

Comparison table of Health Savings Account Rates.
Product Min. Opening Deposit Int. Rate APY*
$50.00 - $1,999.99 $50 0.15% 0.15%
$2,000.00 - $9,999.99 $2,000 0.20% 0.20%
$10,000.00 - $24,999.99 $10,000 0.25% 0.25%
$25,000.00 and up $25,000 0.30% 0.30%

Loan rates | Saving rates

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