Consumer Loan rates | Real Estate rates | Saving rates
Consumer Loan Rates
as of 03/30/2020
Auto Loan Rates1
Comparison table of Auto Loan Rates1.
| Product |
Int.Interest Rate |
APR* |
| 36 Months |
2.99 |
2.99 |
| 48 Months |
2.99 |
2.99 |
| 60 Months |
2.99 |
2.99 |
| 72 Months |
3.99 |
3.99 |
| 84 Months |
4.49 |
4.49 |
Kwik Cash
Comparison table of Kwik Cash.
| Product |
Int.Interest Rate |
APR* |
| Kwik Cash Loans start at |
13.75 |
13.75 |
Unsecured Loans
Comparison table of Unsecured Loans.
| Product |
Int.Interest Rate |
APR* |
| 36 months |
8.74 |
8.74 |
| 48 months |
8.99 |
8.99 |
| 60 months |
9.24 |
9.24 |
Credit Cards
Comparison table of Credit Cards.
| Product |
Int.Interest Rate
As low as |
APR*
As low as |
| Visa |
9.99 |
9.99 |
| Visa Balance Transfer |
5.99 |
5.99 |
1 Rates are based on your credit score. Terms of loans may be reduced on vehicles 2012 and older. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Add 1.00% to qualified rate for any non-titled recreational loan (includes ATVs, snowmobiles, trailers, mopeds & jet skis). Receive up to .25% off your qualified rate for auto pay and e-Statements. APR is Annual Percentage Rate. All rates and terms are subject to change without notice. Rates are effective as of the Approval Date of loan. Membership Restrictions Apply.
Consumer Loan rates | Real Estate rates | Saving rates
Real Estate Loan Rates
as of 03/30/2020
First Mortgage
Comparison table of First Mortgage.
| Product |
Int.Interest Rate |
APR* |
| 30 Year Fixed |
3.13 |
3.21 |
| 20 Year Fixed |
3.13 |
3.24 |
| 15 Year Fixed |
3.13 |
3.27 |
| 10 Year Fixed |
3.13 |
3.34 |
| 3/1 Year ARM |
3.25 |
3.28 |
| 5/1 Year ARM |
3.50 |
3.53 |
| 7/1 Year ARM |
3.75 |
3.78 |
Second Mortgage
Comparison table of Second Mortgage.
| Product |
Int.Interest Rate |
APR* |
| 3/1 Year ARM |
4.50 |
4.53 |
| 5/1 Year ARM |
4.75 |
4.78 |
| 7/1 Year ARM |
5.00 |
5.03 |
| 15 Year Fixed |
5.25 |
5.28 |
| 10 Year Fixed |
5.00 |
5.05 |
Real Estate Equity Advance Plan
Comparison table of Real Estate Equity Advance Plan.
| Product |
Int.Interest Rate |
APR* |
| LTV 80% or Less |
5.00 |
5.03 |
| LTV over 80% up to 90% |
5.50 |
5.53 |
Lot Loans
Comparison table of Lot Loans.
| Product |
Int.Interest Rate |
APR* |
| Lot Loans |
4.50 |
4.57 |
Bare Land Loans
Comparison table of Bare Land Loans.
| Product |
Int.Interest Rate |
APR* |
| Bare Land Loans |
5.00 |
5.07 |
1 *APR is Annual Percentage Rate. Your actual rate may be different since many factors are used to provide you with a mortgage loan. The interest rates listed assume specific qualifications are met regarding credit history, loan to value (equity), and debt to income ratios. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Rates and fees are subject to change at any time without notice.
Consumer Loan rates | Real Estate rates | Saving rates
Savings Rates
as of 03/30/2020
Minimum deposit to earn dividends on a Regular Share or Regular IRA Share Account is $50
Certificate Rates
Comparison table of Certificate Rates.
| Product |
Min. Opening Deposit |
Int.Interest Rate |
APY* |
| 90 Day |
$500.00 |
0.350 |
0.350 |
| 180 Day |
$500.00 |
0.600 |
0.601 |
| 1 Year |
$500.00 |
0.750 |
0.752 |
| 18 Month |
$1,000.00 |
0.800 |
0.802 |
| 2 Year |
$1,000.00 |
0.900 |
0.903 |
| 2 Year |
$50,000.00 |
1.000 |
1.004 |
| 3 Year |
$1,000.00 |
1.100 |
1.105 |
| 3 Year |
$50,000.00 |
1.200 |
1.205 |
| 4 Year |
$1,000.00 |
1.300 |
1.306 |
| 4 Year |
$50,000.00 |
1.400 |
1.407 |
| 5 Year |
$1,000.00 |
1.500 |
1.508 |
| 5 Year |
$50,000.00 |
1.600 |
1.610 |
| 1 Year Balance Builder |
$100.00 |
0.750 |
0.752 |
Individual Retirement Account Rates
Comparison table of Individual Retirement Account Rates.
| Product |
Min. Opening Deposit |
Int.Interest Rate |
APY* |
| Regular IRA Share |
$0.00 |
0.300 |
0.300 |
| 1 Year IRA Certificate |
$500.00 |
0.750 |
0.752 |
| 2 Year IRA Certificate |
$1,000.00 |
0.900 |
0.903 |
| 3 Year IRA Certificate |
$1,000.00 |
1.100 |
1.105 |
| 4 Year IRA Certificate |
$1,000.00 |
1.300 |
1.306 |
| 5 Year IRA Certificate |
$1,000.00 |
1.500 |
1.508 |
Savings Account Rates
Comparison table of Savings Account Rates.
| Product |
Min. Opening Deposit |
Int.Interest Rate |
APY* |
| Regular Share |
$5.00 |
0.100 |
0.100 |
Money Management Account Rates
Comparison table of Money Management Account Rates.
| Product |
Min. Opening Deposit |
Int.Interest Rate |
APY* |
| $2,000.00 - $9,999.99 |
$2,000.00 |
0.350 |
0.351 |
| $10,000.00 - $24,999.99 |
$10,000.00 |
0.400 |
0.401 |
| $25,000.00 - $49,999.99 |
$25,000.00 |
0.450 |
0.451 |
| $50,000 and up |
$50,000.00 |
0.500 |
0.501 |
Christmas Club Account Rates
Comparison table of Christmas Club Account Rates.
| Product |
Min. Opening Deposit |
Int.Interest Rate |
APY* |
| Christmas Club |
$0.00 |
0.300 |
0.300 |
Saver's Sweepstakes Account Rates
Comparison table of Saver's Sweepstakes Account Rates.
| Product |
Min. Opening Deposit |
Int.Interest Rate |
APY* |
| Saver's Sweepstakes |
$25.00 |
0.100 |
0.100 |
Health Savings Account Rates
Comparison table of Health Savings Account Rates.
| Product |
Min. Opening Deposit |
Int.Interest Rate |
APY* |
| $50.00 - $1,999.99 |
$50.00 |
0.150 |
0.150 |
| $2,000.00 - $9,999.99 |
$2,000.00 |
0.200 |
0.200 |
| $10,000.00 - $24,999.99 |
$10,000.00 |
0.250 |
0.250 |
| $25,000.00 and up |
$25,000.00 |
0.300 |
0.300 |
1 *APY is Annual Percentage Yield. Rates subject to change without notice. A penalty may be imposed if you withdraw any of the funds before the maturity date.
Consumer Loan rates |
Real Estate rates |
Saving rates
