Fond du Lac Credit Union > Rates > Real Estate Loan Rates

Real Estate Loan Rates

Check out real estate loan rates in real-time.

Person holding money
First Mortgage
Lot Loans
Second Mortgage
Bare Land Loans
Real Estate Equity Advance Plan

First Mortgage

12/03/2024

Interest Rate
APR*
Payment per $1,000
10 Year
6.38
6.64
$11.29
15 Year
6.50
6.69
$8.71
20 Year
6.63
6.78
$7.53
30 Year
6.88
6.99
$6.57
3/1 Year ARM
5.75
5.86
$5.84
5/1 Year ARM
6.00
6.11
$6.00
7/1 Year ARM
6.25
6.36
$6.16

*APR is Annual Percentage Rate. Your actual rate may be different since many factors are used to provide you with a mortgage loan. The interest rates listed assume specific qualifications are met regarding credit history, loan to value (equity), and debt to income ratios. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Rates and fees are subject to change at any time without notice.

Second Mortgage

12/03/2024

Interest Rate
APR*
Payment per $1,000
3/1 Year ARM
6.75
6.94
$8.85
5/1 Year ARM
7.00
7.19
$8.99
7/1 Year ARM
7.25
7.44
$9.13
10 Year Fixed
7.63
7.90
$11.94
15 Year Fixed
7.75
7.95
$9.41

*APR is Annual Percentage Rate. Your actual rate may be different since many factors are used to provide you with a mortgage loan. The interest rates listed assume specific qualifications are met regarding credit history, loan to value (equity), and debt to income ratios. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Rates and fees are subject to change at any time without notice.

Real Estate Equity Advance Plan

12/03/2024

Interest Rate
APR*
LTV 80% or Less
7.50
7.55
LTV over 80% up to 90%
8.00
8.05

*APR is Annual Percentage Rate. Your actual rate may be different since many factors are used to provide you with a mortgage loan. The interest rates listed assume specific qualifications are met regarding credit history, loan to value (equity), and debt to income ratios. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Rates and fees are subject to change at any time without notice.

Lot Loans

12/03/2024

Interest Rate
APR*
Lot Loans
7.25
7.48

*APR is Annual Percentage Rate. 3 year ARM's are amortized over up to 20 years. For 2nd mortgage ARM's are amortized over up to 15 years. 1st mortgage ARM's are amortized over up to 30 years. Your actual rate may be different since many factors are used to provide you with a mortgage loan. The interest rates listed assume specific qualifications are met regarding credit history, loan to value (equity), and debt to income ratios. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Rates and fees are subject to change at any time without notice.

Bare Land Loans

12/03/2024

Interest Rate
APR*
Bare Land Loans
7.75
7.98

*APR is Annual Percentage Rate. 3 year ARM's are amortized over up to 20 years. For 2nd mortgage ARM's are amortized over up to 15 years. 1st mortgage ARM's are amortized over up to 30 years. Your actual rate may be different since many factors are used to provide you with a mortgage loan. The interest rates listed assume specific qualifications are met regarding credit history, loan to value (equity), and debt to income ratios. To obtain a specific rate with your personal qualifications, please contact a Lending Specialist. Rates and fees are subject to change at any time without notice.