Fond du Lac Credit Union > Rates > Savings Rates

Savings Rates

Check back often to see our best savings account rates! Minimum deposit to earn dividends on a Regular Share or Regular IRA Share Account is $50.

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Certificate Rates
Savings Account Rates
Christmas Club Account Rates
Health Savings Account Rates
Individual Retirement Account Rates
Money Management Account Rates
Saver's Sweepstakes Account Rates

Certificate Rates

03/28/2025

Min. Opening Deposit
Interest Rate
APY*
90 Day
$500.00
1.500
1.508
180 Day
$500.00
2.200
2.015
1 Year
$500.00
2.500
2.524
18 Month
$1,000.00
2.500
2.524
2 Year
$1,000.00
3.000
3.034
2 Year
$50,000.00
3.100
3.136
3 Year
$1,000.00
3.000
3.034
3 Year
$50,000.00
3.100
3.136
4 Year
$1,000.00
3.000
3.034
4 Year
$50,000.00
3.100
3.136
5 Year
$1,000.00
3.000
3.034
5 Year
$50,000.00
3.100
3.136
1 Year Balance Builder
$100.00
2.500
2.524

*APY is Annual Percentage Yield. Rates subject to change without notice. A penalty may be imposed if you withdraw any of the funds before the maturity date.

Individual Retirement Account Rates

03/28/2025

Min. Opening Deposit
Interest Rate
APY*
Regular IRA Share
$0.00
0.150
0.150
1 Year IRA Certificate
$500.00
2.500
2.524
2 Year IRA Certificate
$1,000.00
3.000
3.034
3 Year IRA Certificate
$1,000.00
3.000
3.034
4 Year IRA Certificate
$1,000.00
3.000
3.034
5 Year IRA Certificate
$1,000.00
3.000
3.034

*APY is Annual Percentage Yield. Rates subject to change without notice. A penalty may be imposed if you withdraw any of the funds before the maturity date.

Savings Account Rates

03/28/2025

Min. Opening Deposit
Interest Rate
APY*
Regular Share
$5.00
0.100
0.100

*APY is Annual Percentage Yield. Rates subject to change without notice. 

Money Management Account Rates

03/28/2025

Min. Opening Deposit
Interest Rate
APY*
$2,000.00 – $9,999.99
$2,000.00
0.650
0.652
$10,000.00 – $24,999.99
$10,000.00
1.150
1.156
$25,000.00 – $49,999.99
$25,000.00
1.250
1.257
$50,000 – $99,999
$50,000.00
2.000
2.018
$100,000 and up
$100,000.00
2.300
2.324

*APY is Annual Percentage Yield. Rates subject to change without notice. 

Christmas Club Account Rates

Min. Opening Deposit
Interest Rate
APY*
Christmas Club
$0.00
0.300
0.300

*APY is Annual Percentage Yield. Rates subject to change without notice. A penalty may be imposed if you withdraw any of the funds before the transfer date.

Saver’s Sweepstakes Account Rates

03/28/2025

Min. Opening Deposit
Interest Rate
APY*
Saver's Sweepstakes
$25.00
0.100
0.100

*APY is Annual Percentage Yield. Rates subject to change without notice. 

Health Savings Account Rates

03/28/2025

Min. Opening Deposit
Interest Rate
APY*
$50.00 – $1,999.99
$50.00
0.050
0.050
$2,000.00 – $9,999.99
$2,000.00
0.070
0.070
$10,000.00 – $24,999.99
$10,000.00
0.100
0.100
$25,000.00 and up
$25,000.00
0.150
0.150

*APY is Annual Percentage Yield. Rates subject to change without notice.Â