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Savings Account Rates

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as of 7/2/2018

Minimum deposit to earn dividends on a Regular Share or Regular IRA Share Account is $50 

Certificate Rates

Comparison table of Certificate Rates.
Product Min. Opening Deposit Int. Rate APY*
90 Day $500 0.750 0.750
180 Day $500 1.150 1.150
1 Year $500 1.440 1.450
18 Month $1,000 1.490 1.500
2 Year $1,000 1.840 1.850
2 Year $50,000 1.940 1.950
3 Year $2.05 2.030 2.050
3 Year $50,000 2.130 2.150
4 Year $1,000 2.230 2.250
4 Year $50,000 2.330 2.350
5 Year $1,000 2.480 2.500
5 Year $50,000 2.580 2.610
1 Year Balance Builder $100 1.440 1.450

Checking Account Rates

Comparison table of Checking Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Super Checking Account $0 0.050 0.050
Ultimate Checking Account ($30,000.00-$74,999.99) $30,000 0.150 0.150
Ultimate Checking Account ($75,000.00-$124,999.99) $75,000 0.200 0.200
Ultimate Checking Account ($125,000.00 and up) $125,000 0.300 0.300

Individual Retirement Account Rates

Comparison table of Individual Retirement Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Regular IRA Share $0 0.150 0.150
1 Year IRA CD $500 1.440 1.450
2 Year IRA CD $1,000 1.840 1.850
3 Year IRA CD $1,000 2.030 2.050
4 Year IRA CD $1,000 2.230 2.250
5 Year IRA CD $1,000 2.480 2.500

Savings Account Rates

Comparison table of Savings Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Regular Share $5 0.050 0.050

Money Market Account Rates

Comparison table of Money Market Account Rates.
Product Min. Opening Deposit Int. Rate APY*
$2,000.00 - $9,999.99 $2,000 0.250 0.250
$10,000.00 - $24,999.99 $10,000 0.300 0.300
$25,000.00 - $49,999.99 $25,000 0.350 0.350
$50,000 and up $50,000 0.400 0.400

Christmas Club Account Rates

Comparison table of Christmas Club Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Christmas Club $0 0.150 0.150

Health Savings Account Rates

Comparison table of Health Savings Account Rates.
Product Min. Opening Deposit Int. Rate APY*
$50.00 - $1,999.99 $50 0.150 0.150
$2,000.00 - $9,999.99 $2,000 0.200 0.200
$10,000.00 - $24,999.99 $10,000 0.250 0.250
$25,000.00 and up $25,000 0.300 0.300
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