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as of 1/01/2019
Minimum deposit to earn dividends on a Regular Share or Regular IRA Share Account is $50
Certificate Rates
Comparison table of Certificate Rates.
| Product |
Min. Opening Deposit |
Int.erest Rate |
APY* |
| 90 Day |
$500.00 |
1.000 |
1.000 |
| 180 Day |
$500.00 |
1.400 |
1.410 |
| 1 Year |
$500.00 |
1.700 |
1.710 |
| 18 Month |
$1,000.00 |
1.900 |
1.910 |
| 2 Year |
$1,000.00 |
2.100 |
2.120 |
| 2 Year |
$50,000.00 |
2.200 |
2.220 |
| 3 Year |
$1,000.00 |
2.300 |
2.320 |
| 3 Year |
$50,000.00 |
2.400 |
2.420 |
| 4 Year |
$1,000.00 |
2.500 |
2.520 |
| 4 Year |
$50,000.00 |
2.600 |
2.620 |
| 5 Year |
$1,000.00 |
2.750 |
2.780 |
| 5 Year |
$50,000.00 |
2.850 |
2.880 |
| 1 Year Balance Builder |
$100.00 |
1.700 |
1.710 |
Checking Account Rates
Comparison table of Checking Account Rates.
| Product |
Min. Opening Deposit |
Int.erest Rate |
APY* |
| Super Checking Account |
$0.00 |
0.050 |
0.050 |
| Ultimate Checking Account ($30,000.00-$74,999.99) |
$30,000.00 |
0.150 |
0.150 |
| Ultimate Checking Account ($75,000.00-$124,999.99) |
$75,000.00 |
0.200 |
0.200 |
| Ultimate Checking Account ($125,000.00 and up) |
$125,000.00 |
0.300 |
0.300 |
Individual Retirement Account Rates
Comparison table of Individual Retirement Account Rates.
| Product |
Min. Opening Deposit |
Int.erest Rate |
APY* |
| Regular IRA Share |
$0.00 |
0.300 |
0.300 |
| 1 Year IRA CD |
$500.00 |
1.700 |
1.710 |
| 2 Year IRA CD |
$1,000.00 |
2.100 |
2.120 |
| 3 Year IRA CD |
$1,000.00 |
2.300 |
2.320 |
| 4 Year IRA CD |
$1,000.00 |
2.500 |
2.520 |
| 5 Year IRA CD |
$1,000.00 |
2.750 |
2.780 |
Savings Account Rates
Comparison table of Savings Account Rates.
| Product |
Min. Opening Deposit |
Int.erest Rate |
APY* |
| Regular Share |
$5.00 |
0.100 |
0.100 |
Money Management Account Rates
Comparison table of Money Management Account Rates.
| Product |
Min. Opening Deposit |
Int.erest Rate |
APY* |
| $2,000.00 - $9,999.99 |
$2,000.00 |
0.750 |
0.750 |
| $10,000.00 - $24,999.99 |
$10,000.00 |
0.800 |
0.800 |
| $25,000.00 - $49,999.99 |
$25,000.00 |
0.850 |
0.850 |
| $50,000 and up |
$50,000.00 |
0.900 |
0.900 |
Christmas Club Account Rates
Comparison table of Christmas Club Account Rates.
| Product |
Min. Opening Deposit |
Int.erest Rate |
APY* |
| Christmas Club |
$0.00 |
0.300 |
0.300 |
Saver's Sweepstakes Account Rates
Comparison table of Saver's Sweepstakes Account Rates.
| Product |
Min. Opening Deposit |
Int.erest Rate |
APY* |
| Saver's Sweepstakes |
$25.00 |
0.100 |
0.100 |
Health Savings Account Rates
Comparison table of Health Savings Account Rates.
| Product |
Min. Opening Deposit |
Int.erest Rate |
APY* |
| $50.00 - $1,999.99 |
$50.00 |
0.150 |
0.150 |
| $2,000.00 - $9,999.99 |
$2,000.00 |
0.200 |
0.200 |
| $10,000.00 - $24,999.99 |
$10,000.00 |
0.250 |
0.250 |
| $25,000.00 and up |
$25,000.00 |
0.300 |
0.300 |
1 *APY is Annual Percentage Yield. Rates subject to change without notice. A penalty may be imposed if you withdraw any of the funds before the maturity date.
