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Savings Account Rates

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Savings Rates

as of 10/20/2020

Minimum deposit to earn dividends on a Regular Share or Regular IRA Share Account is $50 

Certificate Rates

Comparison table of Certificate Rates.
Product Min. Opening Deposit Int. Rate APY*
90 Day $500 0.200 0.200
180 Day $500 0.300 0.300
1 Year $500 0.400 0.401
18 Month $1,000 0.450 0.451
2 Year $1,000 0.500 0.501
2 Year $50,000 0.600 0.601
3 Year $1,000 0.750 0.752
3 Year $50,000 0.850 0.853
4 Year $1,000 0.800 0.802
4 Year $50,000 0.900 0.903
5 Year $1,000 0.900 0.903
5 Year $50,000 1.000 1.004
1 Year Balance Builder $100 0.400 0.401

Individual Retirement Account Rates

Comparison table of Individual Retirement Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Regular IRA Share $0 0.250 0.250
1 Year IRA Certificate $500 0.500 0.501
2 Year IRA Certificate $1,000 0.700 0.702
3 Year IRA Certificate $1,000 0.800 0.802
4 Year IRA Certificate $1,000 0.900 0.903
5 Year IRA Certificate $1,000 1.000 1.004

Savings Account Rates

Comparison table of Savings Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Regular Share $5 0.050 0.050

Money Management Account Rates

Comparison table of Money Management Account Rates.
Product Min. Opening Deposit Int. Rate APY*
$2,000.00 - $9,999.99 $2,000 0.100 0.100
$10,000.00 - $24,999.99 $10,000 0.150 0.150
$25,000.00 - $49,999.99 $25,000 0.200 0.200
$50,000 and up $50,000 0.250 0.250

Christmas Club Account Rates

Comparison table of Christmas Club Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Christmas Club $0 0.100 0.100

Saver's Sweepstakes Account Rates

Comparison table of Saver's Sweepstakes Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Saver's Sweepstakes $25 0.050 0.050

Health Savings Account Rates

Comparison table of Health Savings Account Rates.
Product Min. Opening Deposit Int. Rate APY*
$50.00 - $1,999.99 $50 0.100 0.100
$2,000.00 - $9,999.99 $2,000 0.150 0.150
$10,000.00 - $24,999.99 $10,000 0.200 0.200
$25,000.00 and up $25,000 0.250 0.250

1 *APY is Annual Percentage Yield. Rates subject to change without notice. A penalty may be imposed if you withdraw any of the funds before the maturity date.

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