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Savings Account Rates

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as of 10/22/2019

Minimum deposit to earn dividends on a Regular Share or Regular IRA Share Account is $50 

Certificate Rates

Comparison table of Certificate Rates.
Product Min. Opening Deposit Int. Rate APY*
90 Day $500 0.900 0.900
180 Day $500 1.200 1.210
1 Year $500 1.400 1.410
18 Month $1,000 1.600 1.610
2 Year $1,000 1.700 1.710
2 Year $50,000 1.800 1.810
3 Year $1,000 1.900 1.920
3 Year $50,000 2.000 2.020
4 Year $1,000 2.100 2.120
4 Year $50,000 2.200 2.220
5 Year $1,000 2.300 2.320
5 Year $50,000 2.400 2.420
1 Year Balance Builder $100 1.400 1.410

Individual Retirement Account Rates

Comparison table of Individual Retirement Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Regular IRA Share $0 0.300 0.300
1 Year IRA CD $500 1.400 1.410
2 Year IRA CD $1,000 1.700 1.710
3 Year IRA CD $1,000 1.900 1.920
4 Year IRA CD $1,000 2.100 2.120
5 Year IRA CD $1,000 2.300 2.320

Savings Account Rates

Comparison table of Savings Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Regular Share $5 0.100 0.100

Money Management Account Rates

Comparison table of Money Management Account Rates.
Product Min. Opening Deposit Int. Rate APY*
$2,000.00 - $9,999.99 $2,000 0.550 0.550
$10,000.00 - $24,999.99 $10,000 0.600 0.600
$25,000.00 - $49,999.99 $25,000 0.650 0.650
$50,000 and up $50,000 0.700 0.700

Christmas Club Account Rates

Comparison table of Christmas Club Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Christmas Club $0 0.300 0.300

Saver's Sweepstakes Account Rates

Comparison table of Saver's Sweepstakes Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Saver's Sweepstakes $25 0.100 0.100

Health Savings Account Rates

Comparison table of Health Savings Account Rates.
Product Min. Opening Deposit Int. Rate APY*
$50.00 - $1,999.99 $50 0.150 0.150
$2,000.00 - $9,999.99 $2,000 0.200 0.200
$10,000.00 - $24,999.99 $10,000 0.250 0.250
$25,000.00 and up $25,000 0.300 0.300

1 *APY is Annual Percentage Yield. Rates subject to change without notice. A penalty may be imposed if you withdraw any of the funds before the maturity date.

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