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Savings Account Rates

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as of 3/1/2018

Minimum deposit to earn dividends on a Regular Share or Regular IRA Share Account is $50 

Certificate Rates

Comparison table of Certificate Rates.
Product Min. Opening Deposit Int. Rate APY*
90 Day $500 0.250 0.250
180 Day $500 0.500 0.500
1 Year $500 0.800 0.800
18 Month $1,000 0.900 0.900
2 Year $1,000 1.400 1.410
2 Year $50,000 1.500 1.510
3 Year $1,000 1.650 1.660
3 Year $50,000 1.750 1.760
4 Year $1,000 1.900 1.910
4 Year $50,000 2.000 2.020
5 Year $1,000 1.950 1.960
5 Year $50,000 2.050 2.070
1 Year Balance Builder $100 0.800 0.800

Checking Account Rates

Comparison table of Checking Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Super Checking Account $0 0.050 0.050
Ultimate Checking Account ($30,000.00-$74,999.99) $30,000 0.150 0.150
Ultimate Checking Account ($75,000.00-$124,999.99) $75,000 0.200 0.200
Ultimate Checking Account ($125,000.00 and up) $125,000 0.300 0.300

Individual Retirement Account Rates

Comparison table of Individual Retirement Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Regular IRA Share $0 0.150 0.150
1 Year IRA CD $500 0.800 0.800
2 Year IRA CD $1,000 1.400 1.410
3 Year IRA CD $1,000 1.650 1.660
4 Year IRA CD $1,000 1.900 1.910
5 Year IRA CD $1,000 1.950 1.960

Savings Account Rates

Comparison table of Savings Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Regular Share $5 0.050 0.050

Money Market Account Rates

Comparison table of Money Market Account Rates.
Product Min. Opening Deposit Int. Rate APY*
$2,000.00 - $9,999.99 $2,000 0.150 0.150
$10,000.00 - $24,999.99 $10,000 0.200 0.200
$25,000.00 - $49,999.99 $25,000 0.250 0.250
$50,000 and up $50,000 0.300 0.300

Christmas Club Account Rates

Comparison table of Christmas Club Account Rates.
Product Min. Opening Deposit Int. Rate APY*
Christmas Club $0 0.150 0.150

Health Savings Account Rates

Comparison table of Health Savings Account Rates.
Product Min. Opening Deposit Int. Rate APY*
$50.00 - $1,999.99 $50 0.150 0.150
$2,000.00 - $9,999.99 $2,000 0.200 0.200
$10,000.00 - $24,999.99 $10,000 0.250 0.250
$25,000.00 and up $25,000 0.300 0.300
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